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Critical Illness Plans
Lump-sum cash benefit when diagnosed with a qualifying serious illness.
Lump-sum benefit of $10,000–$100,000Covers heart attack, stroke, kidney failure, and moreNo restrictions on how you spend the benefitWaiver of premium if disabled
What is Critical Illness Insurance?
Critical illness insurance pays a lump-sum cash benefit if you are diagnosed with a covered serious illness such as a heart attack, stroke, organ failure, or certain cancers. The payout is immediate and unrestricted — use it to cover medical bills, mortgage payments, daily expenses, or anything else during your recovery.
Available Plans
0 optionsFrequently Asked Questions
What conditions are covered?
Common covered conditions include heart attack, stroke, major organ transplant, end-stage renal failure, blindness, paralysis, and certain cancers.
Is there a survival period required?
Some plans require you to survive a set number of days (e.g., 30 days) after diagnosis to receive the benefit. Check the plan details.
Who Needs This Coverage?
- Anyone with a family history of heart disease or stroke
- Breadwinners who need income protection
- Those with limited savings for emergencies
- Anyone with a high-deductible health plan