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Short Term Medical Plans
Flexible coverage for gaps between major medical plans.
Same-day or next-day coverage availableNationwide network of doctors and hospitalsFlexible term lengths (30 days to 12 months)No enrollment period restrictions
What is Short Term Medical Insurance?
Short term medical plans provide temporary health coverage when you're between jobs, waiting for employer benefits to begin, or simply need a bridge until open enrollment. These plans cover doctor visits, urgent care, emergency services, and hospitalization at a fraction of traditional insurance costs.
Available Plans
0 optionsFrequently Asked Questions
How quickly can coverage begin?
Many short term plans can begin as early as the next day after approval.
Are pre-existing conditions covered?
Most short term plans exclude pre-existing conditions. Check the plan details for specific exclusions.
Can I renew my plan?
Yes, many short term plans are renewable up to 36 months depending on your state regulations.
Who Needs This Coverage?
- Recently unemployed or between jobs
- Waiting for employer benefits to start
- Early retirees under 65
- Young adults aging off parents' plan
- Missed open enrollment window