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Hospital Indemnity Plans
Cash benefits paid directly to you during a hospital stay.
Cash paid directly to you, no restrictionsBenefits paid regardless of other insuranceCovers ICU, surgery, and outpatient careNo network restrictions — use any hospital
What is Hospital Indemnity Insurance?
Hospital indemnity plans pay you a fixed daily or lump-sum cash benefit when you're admitted to the hospital. The money goes directly to you — use it for medical bills, lost wages, childcare, or any other expense. This coverage works alongside your primary health insurance to fill in the gaps.
Available Plans
0 optionsFrequently Asked Questions
Can I use the benefit money for anything?
Yes! Cash benefits are paid directly to you with no restrictions on how you spend the money.
Does this replace my health insurance?
No. Hospital indemnity is a supplemental plan designed to work alongside your primary insurance.
Who Needs This Coverage?
- Anyone with a high-deductible health plan
- Self-employed individuals
- Those concerned about out-of-pocket costs
- People in high-risk occupations